RBC: at the end of the year in Russia for the first time will be given car loans worth more than a trillion rubles 
banks this year will set a historic record for the issuance of car loans. The forecast that for the first time the volume will exceed a trillion rubles was given by several expert organizations at once, RBC reports.
VTB points out that in the first ten months in this segment loans have already been approved for 924 billion rubles, which is one and a half times more than last year. The NKR rating agency believes that the level of one trillion rubles will be overcome by December, and by the end of the year the amount will be 1.1-1.2 trillion rubles.
The National Bureau of Credit Histories (NBCH) and the Equifax bureau are also expecting record figures, however, as noted by Alexei Volkov, Marketing Director of the NBCH, this result was achieved largely due to the low base. In 2020, in connection with the coronavirus pandemic, loans were issued for 769.8 billion rubles, which is only slightly higher than in 2019.
Head of VTB Auto Lending Department Ivan Zhigarev noted that there is a shortage of components throughout the world is putting pressure on the market. We are talking about a shortage of cars in showrooms, and about forecasts that the problem will not be resolved even next year.
According to Frank RG, last month the average size of a car loan was 1.24 million rubles. which is 31.5 percent more than in January. Alexey Tokarev, Chairman of the Board of RGS-Bank, said that in annual terms the loan amount for new cars increased by 55 percent, and for used cars – 37 percent.
On November 11, it became known that in January-October this of the year, Russian banks provided cash loans to the population in the amount of 15.8 million rubles, which is already more than in all of 2020 and all of 2019.
In early October, the NBCH calculated that in the first half of 2021 the average salary a Russian who decided to take out a loan amounted to 28 thousand rubles.