RIA Novosti: the highest mortgage rate of 8.7 percent was recorded in Sevastopol 
The highest average mortgage rate in Russia recorded in Sevastopol, while in September 2021 it decreased from 8.77 to 8.7 percent, RIA Novosti reports, citing data from the Central Bank.
The top three regions with the highest mortgage rates were also included Ingushetia and Chechnya – where the rate for the first autumn month increased to 8.57 and 8.51 percent, respectively. Relatively expensive housing loans also turned out to be in Crimea, Tuva, Kranodar Territory, Samara Region and Moscow – in all of these regions the average indicator exceeds eight percent.
Experts called the regions of the Far Eastern Federal District the cheapest in terms of mortgage costs … In the Primorsky Territory, the rate was 6.25 percent per annum, in Chukotka – 6.5 percent, in Yakutia – 6.53 percent, in Magadan – 6.67 percent, on Sakhalin – 6.77 percent, in the Amur region – 6.9 percent.
Earlier it was reported that Russians have become more actively interested in the topic of early repayment of mortgages. At the beginning of autumn 2021, the number of requests on how to carry out this operation correctly increased by almost 11 percent.