Rosbank predicted massive refinancing of housing loans in 2023 housing loans, said Rosbank's retail business director Alexei Lola, RIA Novosti reports.
The expert called the situation with the increase in the key rate temporary. “We will see a reversal there by the end of next year, and in 2023 we will have to move in at more attractive mortgage rates. And this will become a trigger for mass refinancing, ”predicted Lola.
He pointed out that mass refinancing would be both an excellent opportunity and a threat to a number of market players. Those who better ensure the refinancing process will benefit, the banker concluded.
Earlier, the chairman of the board of Absolut Bank, Tatyana Ushkova, said that rates on mortgage loans in Russia in 2022 will grow. As the expert noted, the fight against inflation “is not going very positively yet”. All banks have already laid down operating plans, and they do not have rates at the level of 7.5 percent, that is, at the level of today's key rate of the Central Bank, Ushkova said.