Izvestia: for the self-employed in Russia it was proposed to create a unified pension plan
self-employed working for large ecosystems. The initiative for its introduction was discussed on Thursday, November 11, at a meeting at the Center for Strategic Research (CSR). Izvestia writes about this with reference to the meeting materials.
We are talking about platform employment – a new segment of the labor market, where an individual acts not as an employee, but as an intermediary between the platform and the final recipient of the service. As a rule, such workers are registered as self-employed or individual entrepreneurs.
Moreover, if individual entrepreneurs are required to make insurance contributions, including for pension benefits, then the self-employed are not. According to the Federal Tax Service, 99 percent of those who work for themselves do not save up on their own for old age, so they can only count on the minimum social pension. In this regard, the meeting proposed the idea of creating a unified non-state pension fund for the self-employed.
It is assumed that the platforms, with the consent of the employee, will withhold a share of his income from each order as pension contributions and send them to a single account of the employee in the NPF. Also, companies will be able to make additional pension contributions at their own expense. Subsequently, the employee will receive payments regardless of the country, both upon reaching retirement age, and in case of incapacity or difficult financial situation.
Thus, the self-employed working with the platforms will receive social guarantees in the form of “real money” on an account, the balance of which is always known. At the same time, they will be able to borrow from this money.
As follows from the documents, this decision also has disadvantages: an increase in the administrative burden on platforms and the risk of self-employed people refusing to participate in the pension plan.
< p> Earlier, the Head of the Ministry of Labor of Russia, Anton Kotyakov, predicted that the number of self-employed citizens in the country would double by 2024. Now in the country about three million people have this status. According to forecasts, in three years the number of self-employed citizens will reach 5-6 million, and, the head of the Ministry of Labor specified, by 2030 the number of self-employed in Russia may reach 10-11 million.
Self-employment status has been introduced in Russia since 2019. … At first, it was only possible to register your activities under the new regime and pay the tax on professional income (NPA) only in Moscow, Moscow, Kaluga regions and in the Republic of Tatarstan. Since the fall of 2020, the self-employed law has been extended to the entire country. The tax rate for working with individuals is 4 percent, with legal entities – 6 percent.