Economist Daineko: you need to pay attention to the investment potential of real estate 
retirement age, writes “Rossiyskaya Gazeta”. Olga Daineko, an expert at the Financial Literacy Center of the NFI of the Ministry of Finance of Russia, gave advice on choosing real estate objects that will help to survive in retirement.
According to the economist, first of all, you need to pay attention to the investment potential of real estate. Thus, a small studio apartment in a good area will be more in demand among tenants than a “three-ruble note” on the outskirts. When it comes to commercial real estate, it is important to assess the possibility of using it. It is good if the premises have a separate entrance, it is located in a walk-through area, there is the possibility of placing a sign, the expert listed.
She also pointed out that the property needs to be repaired regularly and its use should be monitored. You can insure it, be sure not to forget to pay taxes if you have rental income (13 percent for individuals, 4-6 percent – for self-employed).
Daineko named the main risk for Russians who want to buy “pension” real estate – in old age it may turn out that there are more apartments for rent than tenants. Real estate has risen in price in recent years, but it is possible that the dynamics will change in the future.
Earlier, the Russian billionaire, President of Becar Asset Management Alexander Sharapov called an easy way to survive on retirement – in his opinion, you can provide yourself with a decent old age by buying a “pension odnushka”. In another way, it is difficult to save up for retirement in Russia, and the payments themselves for the elderly are not high, the businessman said.