NKR: the profit of banks in 2021 and 2022 will amount to a record 2.5 trillion and 2.4-2.7 trillion rubles In 2021, Russian banks can earn 2.5 trillion rubles in net profit, which will be a historic record. This is the conclusion reached by the rating agency National Credit Ratings (NKR), RBC reports. The estimate coincides with the forecast issued by the Central Bank the day before. At the end of 2022, the result will be 2.4-2.7 trillion rubles, that is, the sector can either repeat or renew the maximum, the agency's analysts predicted. However, they add, this indicator significantly depends on the business growth rate, the level of interest margin and the cost of risk. From January to October this year, banks received 2.1 trillion rubles in profit, which is 62 percent more than years ago. The largest contribution is provided by mortgages – 26-27 percent at the end