Experts told how to secure your mobile banking fraud

If the smartphone is infected with malware, it can be hacked any application.

© Photo: flickr

To secure your mobile banking, and funds in the accounts against cybercriminals is possible with the help of antivirus software, two-factor authentication and compliance with the rules of digital hygiene. This was stated by the experts on information security.

“Mobile banking is relatively safe. More often attackers to ring up customers of financial institutions or use malware – told RIA Novosti, leading expert of “Kaspersky Lab” Sergey Golovanov.

According to the head of Analytics and special projects CC InfoWatch Andrei Arsentiev, if the smartphone is infected with malware, it can be hacked any application.

Two-factor authentication, that is, the additional one-time code advises to use the head of the Zecurion analytical center Vladimir Ulyanov. However, for security, you must perform the operation and to receive verification codes on different devices, the expert added. He believes that receiving an SMS code on the same phone that has the mobile Bank, is meaningless.

“Install software on the phone only from authorized sources, do not tie the card to the account that you use for savings, use a separate card for online payments, set daily limits for transfers through the Bank-client, use a separate SIM card for Bank-client”, – explained the Director of Department of information technologies of ESET Russia Ruslan Suleymanov.

He added that the user needs to regularly change passwords, enable two-factor authentication, and not to tell anyone your card details or login information in the Bank-client on the phone, since no credit institution does not make such a formal request.