Economist Belyaev on the financial pyramid: those who come later get nothing > When building a financial pyramid, fraudsters most often conclude contracts with potential victims to manufacture some product that they are not really interested in, the economist explained, calling it a “smoke screen.”
“The principle of pyramids is based on the fact that those who came earlier receive their reward at the expense of those who came later, and in the end there remains some layer that does not receive anything, because, in principle, the number of such people ends, or, what else more dangerous, the pyramid builders simply decide that they have already earned enough money, it is time to stop this activity and transfer funds to accounts that are inaccessible to our regulatory authorities, “Belyaev said.
Earlier it became known about the proposal nii Central Bank to simplify the procedure for returning funds to citizens who have suffered from fraudulent transactions. According to the regulator, in the third quarter of 2021, fraudsters stole more than 3.2 billion rubles from clients of Russian banks, which is 18.5 percent more than a year ago. At the same time, banks returned to clients only 7.7 percent of the stolen funds, that is, less than 250 million rubles.