The state Duma wants to pass a law to protect debtors of banks


RIA Novosti

In the state Duma introduced the initiative, restricting the amount due for the mortgage loan percent of amounts of penalties, fines and other monetary penalties, reported TASS. It is noted that according to the authors, the assessed amount should not be more than 1.5 times the amount of the debt.

The document was prepared by the deputies and members of the Federation Council headed by Chairman of the state Duma Committee on financial market Anatoly Aksakov. It is placed in the electronic database of the lower house of Parliament.

Except for the option that limits the amount of the payment, the bill requires the deprivation of judicial protection of the creditor’s claim for the mortgage loan, if the loan was issued is not a professional lender. Also the court will not be able to contact the creditors who failed to comply with the first paragraph of initiatives about 1.5 fold excess of the debt.

The bill will help ensure protection of the rights of citizens – debtors on consumer loans

– noted in the explanatory Memorandum

Deputies also noted that the initiative, if adopted, will help limit possible abuses in this sphere and wiping out the unprofessional creditors.

Earlier in the state Duma discussed the possibility of limiting the amount of the contribution for capital repairs, and developed the bill according to which large families can pay a subsidy for the purchase of housing.